Will Pinnick President
of Home Loans By U, Inc.
Thank you for the opportunity to
to earn your business and we look
forward to becoming your family's
trusted Home Loan experts.
A jumbo mortgage is a home loan for an amount that exceeds conforming loan limits established by US regulation. The jumbo loan limit is $417,000 in most of the United States. Jumbo mortgages are often securitized by institutions other than Fannie Mae or Freddie Mac. These securities carry a higher credit risk than those issued by Fannie Mae or Freddie Mac, which is reflected in a slightly higher interest rates. Jumbo mortgages are available for primary residences, second or vacation homes and investment properties, and are also available in a variety of terms. Jumbo mortgages are available in a variety of fixed-rate or adjustable-rate loan options.
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