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Florida Home Loans
Will Pinnick President
of Home Loans By U, Inc.
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Jumbo Loans
A jumbo mortgage is a home loan for an amount that exceeds conforming loan limits established by US regulation. The jumbo loan limit is $417,000 in most of the United States. Jumbo mortgages are often securitized by institutions other than Fannie Mae or Freddie Mac. These securities carry a higher credit risk than those issued by Fannie Mae or Freddie Mac, which is reflected in a slightly higher interest rates. Jumbo mortgages are available for primary residences, second or vacation homes and investment properties, and are also available in a variety of terms. Jumbo mortgages are available in a variety of fixed-rate or adjustable-rate loan options.
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NMLS ID: 398557