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NMLS ID: 398557

Are you having a Hard Time with Your Bank or Lender Approving Your Home Loan? 

We can help.

                                                                                                                                                         Copyright 2017. HomeLoansByU, Inc. All rights reserved

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This is not a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on applicant's eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over life of loan. Reduction in payments may reflect longer loan term. Terms of the loan may be subject to payment of points and fees by the applicant. Home Loans By U, Inc. is an Equal Opportunity Mortgage Broker Firm and an Equal Housing Mortgage Broker Firm. NMLS 398557.

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Will Pinnick President

of Home Loans By U, Inc.

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Thank you for the opportunity to

to earn your business and we look

forward to becoming your family's 

trusted Home Loan experts.

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Alt-A Loans

 

Alt-A Loans

Loans that do not meet the borrower credit requirements of Fannie Mae and Freddie Mac are called Alt-A loans vs. ‘A’ paper conforming loans. Alt-A loans are offered to borrowers that may have recently filed for bankruptcy, foreclosure, or have had late payments on their credit reports. The purpose is to offer temporary financing to these applicants until they can qualify for conforming ‘A’ financing. The interest rates and programs vary, based upon many factors of the borrower’s financial situation and credit history. We accept banks statements for self-employed borrowers for Alt-A loans.

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NMLS ID: 398557

Family Service   Fast Closings   More Options 

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                  Available 7 Days a Week

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Talk to one of our dedicated Home Loan Experts

                                 Today!