NMLS ID: 398557

Are you having a Hard Time with Your Bank or Lender Approving Your Home Loan? 

We can help.

                                                                                                                                                         Copyright 2017. HomeLoansByU, Inc. All rights reserved

This is not a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on applicant's eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over life of loan. Reduction in payments may reflect longer loan term. Terms of the loan may be subject to payment of points and fees by the applicant. Home Loans By U, Inc. is an Equal Opportunity Mortgage Broker Firm and an Equal Housing Mortgage Broker Firm. NMLS 398557.

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Will Pinnick President

of Home Loans By U, Inc.

Thank you for the opportunity to

to earn your business and we look

forward to becoming your family's 

trusted Home Loan experts.

Selecting A Realtor

Top Real Estate Agents in Your Area.

The Federal National Mortgage Association, better known as Fannie Mae, recommends hiring a real estate agent when you first start house hunting. After the excitement of attending open houses and browsing house ads online fades, you'll have a professional available to answer questions and show you houses.

Finding a good Real Estate Agent is essential to enjoying a painless Real Estate transaction.

Don’t guess. Let us introduce you to the Best Real Estate Agents in your area!

Our Network of Real Estate Professionals Deliver:

  • A commitment to Negotiate on your behalf

  • The system to streamline your new home purchase or home sell

  • Personally touring homes and neighborhoods with you

  • Keeping you up to date and informed of New Homes on the market

  • Helping you preview homes that you are interested in on the Internet

  • Giving you the advice and the knowledge you need of other homes that have sold and for how much

  • Our Real Estate Network is committed to working with you until they find the home of your dreams and or help you sell your existing property for the maximum value!

Selecting A Realtor

 

Buying or Selling a Home is a huge financial commitment, and the difference between various choices can be significant. It doesn’t help that homebuying or home selling is foreign territory to most people, even if they have done it before.

 

Practices, procedures, and terminology are well-known to real estate professionals but confusing to those outside of the industry. Here are some of the reasons why using a good realtor is so important in the homebuying or home selling process:

  • Realtors often know of properties that are not advertised and that you would have no way of knowing about unless you knew the owner.

  • Realtors can be “the voice of reason” when you are overcome by your emotions (which is easy to do when house-hunting). If you fall in love with a property, a realtor can be there to help you recognize the property’s flaws. Conversely, a realtor can help you to see the positive side of a property with which you might not be immediately impressed. In addition, realtors can provide information about the neighborhood, schools, comparative sales in the area, and other important homebuying factors. This objectivity and information is critical when you are making such a major decision.

  • Realtors are skilled, experienced negotiators. When conducting a sale, there are many angles through which to negotiate beyond the asking price, such as financing, condition of the house when you move in or out, etc.

  • Realtors can help you navigate the homebuying process in general, making sure you are not rushed into making a decision, that you have time for inspections and appraisal, etc.

NMLS ID: 398557