Will Pinnick President

of Home Loans By U, Inc.

Thank you for the opportunity to

to earn your business and we look

forward to becoming your family's 

trusted Home Loan experts.

VA Loans

VA loans are designed to offer long-term financing to American Veterans. VA loans are issued by federally qualified lenders and are guaranteed by the U.S. Department of Veterans Affairs. Service persons and veterans can qualify for a VA loan, which usually offers a competitive fixed interest rate, no down payment and limited closing cost. While the VA does not issue the loans, it does issue a certificate of eligibility required to apply for a VA loan.

How it works:

  • 100% financing without private mortgage insurance or 20% second mortgage

  • A VA funding fee of 0 to 3.3% (this fee may be financed) of the loan amount is paid to the VA

  • When purchasing a home, veterans may borrow up to 100% of the sales price or reasonable value of the home whichever is less

  • When refinancing a home, veterans may borrow up to 90% of reasonable value in order to refinance where state law allows

Family Service   Fast Closings   More Options 

                  Available 7 Days a Week

Talk to one of our dedicated Home Loan Experts

                                 Today! 

NMLS ID: 398557