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Florida Home Loans
Will Pinnick President
of Home Loans By U, Inc.
Thank you for the opportunity to
to earn your business and we look
forward to becoming your family's
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VA Loans
VA loans are designed to offer long-term financing to American Veterans. VA loans are issued by federally qualified lenders and are guaranteed by the U.S. Department of Veterans Affairs. Service persons and veterans can qualify for a VA loan, which usually offers a competitive fixed interest rate, no down payment and limited closing cost. While the VA does not issue the loans, it does issue a certificate of eligibility required to apply for a VA loan.
How it works:
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100% financing without private mortgage insurance or 20% second mortgage
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A VA funding fee of 0 to 3.3% (this fee may be financed) of the loan amount is paid to the VA
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When purchasing a home, veterans may borrow up to 100% of the sales price or reasonable value of the home whichever is less
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When refinancing a home, veterans may borrow up to 90% of reasonable value in order to refinance where state law allows
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NMLS ID: 398557