Will Pinnick President

of Home Loans By U, Inc.

​

Thank you for the opportunity to

to earn your business and we look

forward to becoming your family's 

trusted Home Loan experts.

​

VA Loans

​

VA loans are designed to offer long-term financing to American Veterans. VA loans are issued by federally qualified lenders and are guaranteed by the U.S. Department of Veterans Affairs. Service persons and veterans can qualify for a VA loan, which usually offers a competitive fixed interest rate, no down payment and limited closing cost. While the VA does not issue the loans, it does issue a certificate of eligibility required to apply for a VA loan.

How it works:

• 100% financing without private mortgage insurance or 20% second mortgage

• A VA funding fee of 0 to 3.3% (this fee may be financed) of the loan amount is paid to the VA

• When purchasing a home, veterans may borrow up to 100% of the sales price or reasonable value of the home whichever is less

• When refinancing a home, veterans may borrow up to 90% of reasonable value in order to refinance where state law allows

​

NMLS ID: 398557

Family Service   Fast Closings   More Options 

​

                  Available 7 Days a Week

​

Talk to one of our dedicated Home Loan Experts

                                 Today!