Bad Credit Home Loans

At Home Loans By U, Inc. We have access to every Home Loan Option available in the market. 

Just because you have Low Credit Scores does not mean you should keep paying rent or nor be able to access equity out of your Real Estate property.

Credit Event

• 1 Day out of Foreclosure

• Short Sale or Bankruptcy

 

Foreign National

• Non-U.S. Credit Accepted

 

Credit Scores Starting at 500​

 

Owner Occupied, Second Home and Investment Properties​

 

30 Year Fixed- No Prepayment Penalty

• Gift Funds Allowed

 

Non-Owner

• Purchases Up to 75%

• No Cash Reserves

• Cash-out with Short Sale Settled to 70% LTV

• Purchase with Bankruptcy or Foreclosure > 2 years to 75%

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We also have Private Lending or Hard Money available to help you accomplish your Goals.

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