Will Pinnick President

of Home Loans By U, Inc.

Thank you for the opportunity to

to earn your business and we look

forward to becoming your family's 

trusted Home Loan experts.

Bad Credit Home Loans

At Home Loans By U, Inc. We have access to every Home Loan Option available in the market. 

Just because you have Low Credit Scores does not mean you should keep paying rent or nor be able to access equity out of your Real Estate property.

Credit Event

  • 1 Day out of Foreclosure

  • Short Sale or Bankruptcy


Foreign National

  • Non-U.S. Credit Accepted


Credit Scores Starting at 500


Owner Occupied, Second Home and Investment Properties


30 Year Fixed- No Prepayment Penalty

  • Gift Funds Allowed



  • Purchases Up to 75%

  • No Cash Reserves

  • Cash-out with Short Sale Settled to 70% LTV

  • Purchase with Bankruptcy or Foreclosure > 2 years to 75%

We also have Private Lending or Hard Money available to help you accomplish your Goals.

Family Service   Fast Closings   More Options 

                  Available 7 Days a Week

Talk to one of our dedicated Home Loan Experts


NMLS ID: 398557

NMLS ID: 398557

Are you having a Hard Time with Your Bank or Lender Approving Your Home Loan? 

We can help.

                                                                                                                                                         Copyright 2017. HomeLoansByU, Inc. All rights reserved

This is not a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on applicant's eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over life of loan. Reduction in payments may reflect longer loan term. Terms of the loan may be subject to payment of points and fees by the applicant. Home Loans By U, Inc. is an Equal Opportunity Mortgage Broker Firm and an Equal Housing Mortgage Broker Firm. NMLS 398557.

A plus rating BBB Accredited Business.jp
American Legion Auxiliary Unit 138 FL.pn
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